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Wednesday, May 20, 2009

Energy Saving Tips

• Install a programmable thermostat
to keep your house comfortably
warm in the winter and comfortably
cool in the summer.

• Use compact fluorescent light bulbs
with the ENERGY STAR® label.

• Air dry dishes instead of using your
dishwasher’s drying cycle.

• Turn off your computer and monitor
when not in use.

• Plug home electronics, such as TVs
and DVD players, into power strips;
turn the power strips off when the
equipment is not in use (TVs and
DVDs in standby mode still use
several watts of power).

• Lower the thermostat on your
hot water heater to 120°F.

• Take short showers instead of

• Wash only full loads of dishes and

• Drive sensibly. Aggressive driving
(speeding, rapid acceleration and
braking) wastes gasoline.

• Look for the ENERGY STAR label
on home appliances and products.
ENERGY STAR products meet strict
efficiency guidelines set by the
U.S. Department of Energy and the
Environmental Protection Agency.

• Visit for
more energy-saving ideas.

First time home buyer tax Credit

*It is up to $8000 or 10% of the purchase price of the home which ever is less.

*If you haven't owned a home in the past 3 years you may be eligible.

*No repayment for purchases on or after January 1, 2009 and before December 1, 2009.

*If house is sold within 3yrs of purchase the entire amount will need to be recaptured upon sale of the home. (This is to prevent flips)

* Principle residences only. (Must be used as your primary residence)

* It starts to phase out if your income is more than $75,000.

*Sorry to mention if you bought from April 9,2008- January 1, 2009 you are only eligible for the previous $7,500 tax credit and it must be repaid over the 15 years. This could change.

-For more information on if you qualify please consult a tax professional or real estate attorney.

-There has been talk about being able to use the tax credit as downpayment money. It has not been finalized yet and they don't know where the money will be coming from. I will keep you up to date as soon as I find out any more info!

It's a Good Life!

Suzi King

Prudential Fox & Roach
Website: Http://